Caused by the rising of water outside of normal levels, floods are one of the most common and damage creating natural disasters in the United States of America. According to the National Sea Grant Network, “floods occur when water drainage from watershed exceeds the capacity of the river or stream channel which would typically contain normal flow. This increase in flow is typically caused by heavy rainfall from a large storm system or can even be caused by snow melt.”
Not only do many individuals lose priceless and irreplaceable possessions due to flooding, but quite often, individuals lose their lives. While some floods develop slowly, some known as flash floods take only minutes to develop and give no visible signs of rain. If in fact a flood warning is detected and in effect, it is of most importance that you prepare yourself for the enormous amount of damage that will more than likely be caused.
Following a flood’s arrival, you will notice that much of the damage will require you to receive an impeccable recovery amount from your carrier in order for you to make the appropriate repairs to your property. Many times, the carrier will not cooperate with you, view you as just a mere monthly or quarterly payee and fail to assist you in the proper manner during the most unfortunate incident that has occurred. Should your carrier fail to meet your expectations, there is no longer a need to feel alone and/or worried because PrimeState Public Adjusters, Inc. is at your rescue.
Commonly, Insureds contact their insurance carrier prior to reaching out to a public adjuster only to find out during the claim process that what they expected from their carrier is not exactly what they had in mind much less received. In turn they contact an adjuster to assist them on a supplemental claim which we do offer as well, however, the length of time for them receiving an additional recovery has unnecessarily increased. In order to cut the time in your receiving the appropriate recovery amount you are entitled, we encourage you to contact PrimeState prior to reaching out to your carrier so that we may assist you from the very beginning of the claim process to the very end.
At PrimeState, you will be dealing with expert Public Adjusters which are highly experienced to assess your damages and which will be working with you through the claim filing and recovery process. Simply reach us 24 hours a day 7 days a week and give us some brief detail of your damage such as when it occurred, how it occurred, the location of the damage, along with the name of your insurance company. We then set you up for an appointment with one of our expert Field Adjusters that will be inspecting your property.
During that inspection and unlike the adjuster that is specifically hired by your insurance carrier to protect their interests as opposed to yours and in an attempt to properly assess the extent of your damage, our adjuster will take his/her time in thoroughly inspecting your property. Since our main concern is your health and the health of your family, we highly recommend that you get a Mold Test done by a certified Bio Engineer or by a reputable company specializing in mold testing. Following the evaluation, an Estimate is prepared and forwarded to your carrier for consideration of what we determine that your claim is worth in an attempt to successfully resolve the claim in your favor. These are only a few of the complicated steps a public adjuster takes in order to relieve you of the stress of dealing with your carrier. It is very important that only a qualified and licensed individual handles your claim so that the best recovery can be attained. Here at PrimeState, we have those qualified individuals.
Studies show that Hurricane Katrina caused over $200 billion worth of damage and many individuals were killed due to the flooding. Many of our Public Adjusters assisted those victims and the victims’ families by making them aware that they were not alone. Staffing the most knowledgeable professionals in the insurance industry that will serve every single one of your flood damage claim needs, PrimeState Public Adjusters, Inc. serves to protect only your best interests. If you or anyone you know has suffered damage to a property due to flooding, you’re just a phone call away from a fast and an appropriate recovery. Feel free to provide us with information in our inquiry window.
Contact us TODAY for a free evaluation and let us deal with your insurance carrier directly to relieve you of any further flood claim stress.